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How Much Does It Cost to Become a Notary?

A person holding a laptop with money in the background.

For many, the costs associated with starting a business can add up, especially for those in the initial phases of their notary business. However, by gaining insights into the fee structure and discovering effective strategies to secure funding, you can ensure a sustainable and profitable notary business.

Understanding Notary Fee Structure

The cost of becoming a notary varies depending on your location, but there are some common fees and expenses you should be aware of:

1. Notary Application Fee: This is the fee you pay to your state's notary commissioning authority when you apply for a notary commission. The application fee typically ranges from $30 to $150.

2. Notary Education and Training: In most states, you'll need to complete a notary education course and pass an exam. Visit The Notary Academy to explore available courses.

3. Notary Supplies: To perform your duties, you'll need a notary stamp, a notary journal, and other supplies. Budget around $100 to $200 for these essentials.

4. Background Check and Fingerprinting: Many states require a background check and fingerprinting, which can cost around $50 to $100.

5. Ongoing Expenses: Notaries are also responsible for renewing their commissions periodically. Renewal fees vary, but budget for $50 to $100 every 4 to 10 years.


Image introducing strategies to secure funds for becoming a notary.

Ways to Get Funds

Now that you have a clearer understanding of the fee structure, it's important to consider how you'll cover these expenses. Here are some strategies to help you secure the funds needed to become a notary:

1. Personal Savings: If you have personal savings, this can be a straightforward way to cover your notary expenses. Create a budget to ensure you have enough funds set aside for each component.

2. Side Hustle: Consider taking up a part-time job or side hustle to supplement your income and allocate more funds towards your notary training and supplies.

3. Business Credit: One of the most effective ways to secure funds for your notary business is through the use of business credit. A strong business credit profile can help you qualify for loans, lines of credit, and other financing options specifically designed for businesses.

How Business Credit Can Help Fund Your Notary Business

Building business credit can provide you with access to financing options that are separate from your personal finances. Here are some key benefits of using business credit to fund your notary business:

  1. Separation of Personal and Business Finances: Establishing business credit helps keep your personal and business finances separate. This separation is essential for protecting your personal assets in case of business-related liabilities.

  2. Access to Better Financing Options: With a strong business credit profile, you can qualify for business loans, lines of credit, and credit cards with more favorable terms and lower interest rates.

  3. Improved Financial Health: Building business credit helps you improve your business's financial health, making it easier to secure funding when needed.

  4. Enhanced Credibility: A strong business credit profile enhances your credibility as a notary and may attract more clients and business opportunities.

  5. Financial Flexibility: Business credit gives you the flexibility to make necessary investments in your notary business without draining your personal savings.

NavCredit is a valuable app that helps businesses monitor and build their credit profiles. This helps you can track your credit score, receive personalized recommendations for credit improvement, and access financing options that best suit your business needs.


To take your notary business to the next level, we encourage you to consider joining our Business Credit Workshop. In this workshop, you will learn how to maximize your business credit approvals by following a step-by-step approach to building and maintaining a strong business credit profile. With the right credit strategies in place, you'll have the financial.

Business Credit Workshop: Learn how to maximize credit approvals.

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